How do you actually get a free online credit report without being asked for credit card or banking information
Answer:
http://www.annualcreditreport.com.
The federal Fair Credit Reporting Act (FCRA) requires that U.S. consumers be entitled to a free credit report each year. The government’s goal is to make sure that consumers stay informed, fight identity theft, and get fair treatment.
Above is the government mandated website where you can get 1 free credit report from the 3 agencies for free in one year:
www.annualcreditreport.com
That's the only one that's truly free, without requiring that you sign up for something.
And a credit report doesn't need your banking information, just your social security number.
www.annualcreditreport.com
You can get it for free once per year.
In my experience, they ask certain questions about what might be in your credit history as a way to verify that you are the one getting the report.
go to annualcreditreport.com
The answers post by the user, for information only, BAnswer.com does not guarantee the right.
Other Questions and Answers: