Walmart layaway?

Can anyone tell me how Wal-Mart Layaway works? and if you decide to take something off layaway after just putting down some money to start it, like you change your mind and do not want the purchase, can you use the money that you put down and just start a layaway purchase towards something else in the store?

Answer:
You have to pay 10% down and usually you have to have it out in 3 months time. If you change your mind, then they give you a refund of the money you put down.
Also, if you don't pay on it, they will give you a refund too. They send you a notice telling you to come pick up your money. Not sure if they give you the full amount back though.
You can use the money back to start another layaway. Just get the refund and turn around and start another layaway.
i do wal-mart layaways all the time! lol. that's my 2nd home. yes, you can use your money on a present layaway for a new layaway after taking the old things off. :)

best answer? i hope so! *hug*
It is a great alternative to credit and you don't lose out on any of your hard earned money.

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