When requesting your credit history, are husband and wife considered one history or do you request for each?
Answer:
You request for each. You are different people with different credit scores and hystory.
When you request a credit history, you have to put your SSN in. so each person has their own.
no!! they are going on your social security numbers, even thou you are legally mariied everything is done bye d,ob, or social numbers!!request one- for each of you!!
Credit history is an individual thing. You can request a joint report for a husband and wife. It will come back with two separate histories.
Credit that has been given jointly will show on each report.
both have different credit histories
Absolutely not. Husband and wife are individuals having independent identities and social security numbers. So, credit histories are different. Any one wanting to search for credit history will have to do it separately.
This is helpful in any which way you look at it. When your's is down to the threshold you can still avail credits and mortgages based on your spouse's good credit rating. Secondly, litigations can't attach your spouse's properties.
Call on the free legal cell in your county/district for more.
You will need to request credit history for both wife and husband - all joint accounts will show up on both - all individual accounts will only show up on that individual account!!@
The answers post by the user, for information only, BAnswer.com does not guarantee the right.
Other Questions and Answers: