Need help understanding my credit report.?

I just got my report and have a couple of ?.

1. I had a traget card didnt pay but the report has it listed in good standing but say "credit card lost or stolen" ?

2. Why is 1 card listed 3 times. The target card same accoutn # but listed 3 times on the report. So if I have 10 meg. items how can it coutn 3 times ?? Doesnt it look like I had 3 accounts ??

Im waiting for moreinfo before disputing. Thanks for your help

Answers:
I just got a new credit report and I was robbed and did report a Target card as stolen so I have mine listed 4 times all with different variations of the same #. You can dispute anything on your credit report but if you look at the date, Target re-reports it anually. One should say whatever month, 2005, 2006, 2007. The creditors reading it understand, but you have nothing to lose by disputing it.
Need a few more answers. Did you purchase a Tri merge credit report or a single report? If you purchased a tri merge, it could be all 3 bureaus reporting separately.

The answers post by the user, for information only, BAnswer.com does not guarantee the right.


More Related Questions and Answers...
  • I need a Credit Expert answer! Can someone pulling your credit report tell if you have ever had a bankruptsy.
  • Debt Settlement an option for me?
  • Credit score increased 9 pts after two public judgements were deleted! WtH...?
  • If you happen to be on chexsystems but still have good credit, will you have a hard time getting a loan?
  • I have a choice between a loan that reports to cred. beu. or a refi that 2.25%less that will not report 4 1yr?
  • I orderd my credit report..?
  • Can u get an extenion on a pay day loan? MIne is due but i want to extend it. @ cashland?
  • I have a hospital bill from last August (2006) for $1,543 that hasn't been paid. How much damage has been done
  • Has anybody ever gotten a letter from American Express saying they incorrectly declined your application?