Im in debt! Help!?

Does anyone know where i can get a loan to pay off my debt so i will just have one payment? Noone will approve me for a loan because my credit is so bad but i can't pay it off all at once and the companies won't take payments bc it has gone to collections. Any suggestions? A credit card that i could use every now and then and make the payments on time would help improve my credit score but i can't get approved for a card either

Answers:
You play, you pay. You ran up the bills and now you are just going to have to suck it up and pay them!
call the following they can help you out & point you in the right direction Helping Solutions 773-936-0631 or 708-841-5005
go into credit counseling and learn to live within your means.
call a company called CCCS.. consumer credit counseling service.. they will take all your bills and take one monthly payment and distribute it among your creditors. They (creditors have to accept this payment).
ask your momma or dadda and be more responsible with your money
Sounds like its too late. You need to file bankruptcy to save yourself.
You know, people should be a little more considerate of others... people keep leaving mean comments about how you spent frivolously... but we dont know if you lost your job, or had unexpected medical bills with no insurance... so stop judging. ummm you should call a debt councelor and see what they say... taking another loan is a bad idea because you keep applying for them and you keep getting rejected and that's just bad bad bad... so call the above number or look it up online so they can help you get this mess fixed... they can help you "consolidate your debt into one low monthly payment..." At least that's what the commercials say :)
Start by looking around a good credit counseling company, and not become a victim of one of the various credit counseling scams that are prevalent today. Do not be misled by any ad that assures you quick fixes for your credit report. This is an impossible promise. Instead search for a honest company accredited to Consumer Credit Counseling Services. Then fix a meeting with a professional credit counselor, and apprise them about your debt situation. Do not omit anything as they will require the entire information to draw up re-payment plan according to your situation.
http://debts-to-wealth.com/category/cred...
Cash call but high rates

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