Does dish network or mediacom cable perform a credit check?
Answers:
Dish Network does conduct a minor credit check. Some cable companies do not, but most also does. With Dish Network though, you still can sign up if you fail the credit check by paying a deposit for the equipments, and you will be credited back for it on your monthly bill. The deposit depends on how many receivers or television sets you are planning to hookup with the service. Also, with DirecTV, this option is available and the deposit fee is $200 if you're just getting regular receivers, or $300 if you're getting a DVR or HD receiver. You also are credited the full amount back in $5 increments monthly.
You do have an option though to name the account after someone else whom you think has a good credit standing. They likewise need to agree to be charged the activation fee (DirecTV) or activation deposit (Dish Network) on their own card.
On your concern on companies poking into your credit report, well the system used to run the credit check is very secure with both DirecTV and Dish Network. No information goes out of this system. The agent who will assist you while signing up will, in fact, only see if you passed the requirements or not. The information you give them are entered directly to the system as they are not allowed to have any paper or pen on their stations. Also, the computer stations they use are restricted and are not able to access any program or website where they could record any of your information.
The credit check is required by these companies as they will be entrusting to your care and use equipments that could very well amount to several hundreds. They just want to make sure that you will be able to pay for the service.
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