Anybody use ING DIRECT website to get a Home Equity Loan? Good or Bad?



Answer:
I would recommend you trying one of your local mortgage brokers. Sometimes the lesser known companies can give you a better deal, even better than ING Direct. Good luck.
Always shop around. Mortgages and loans are still pretty competitive these days, despite what the ING Direct commercials try to get you to believe.

"Save your money"
I think you found what mortgage brokers fear. ING is nearly impossible to beat. As a mortgage broker, I cannot find a better rate or match the fees. The only reason I would admit this is ING will not lend over 80% Combined loan to value, the ING employees lack knowledge of structuring deals to be approved.

I did speak to one of thier loan agents recently, and it is apparent they are trained to input your info but not ask enough questions to help you get approved.

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