You know who stole your atm card?

this person's son stole her atm card, drew 500.00 out of her account, she went to bank and told them her card was stolen...they reimbursed her and all along she knew it was her son that stole it. isnt this big time fraud for both of them?

Answers:
if her son is legally an adult then it is theft, and she should report it to the police. if he is a minor then she is responsible for his actions and not entitled to reimbursement. the problem is they would have to 'prove' she knew he did it. that's where her conscious and moral compass comes to play. the really sad part is what lesson did her behaviour teach her son.
no. she reported the card as stolen. he stole it and used it fraudulently. she gets her money back, he goes to jail, if and when he is caught.
Yes, since it was a criminal offense she could be charged with concealing evidence, contributing to a crime, impeding an investigation, or simply fraud. Not sure what label would fit the crime, but if the police investigate it and find her son's picture on the atm camera, they are not going to be happy and her bank is going to be REALLY pissed.
Here are a few things that could happen.

The banks know where and when the transaction happend. ATM's all have video cameras. They WILL review the video to see who used the card. They could then figure out that he is her son.

If they do this she could still claim ignorance and probably not be in trouble. However, they WILL go after the son. If she refuses to go along with it but does not give the money back then they will also go after her.

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