Consolidate Credit card debt?
Answer:
What type of debt consolidation are you looking for?
What is your overall goal with your credit and finances?
If you are a homeowner then you can refinance your home to pay off debt or take cash out.
If you are not a homeowner then there are companies that will give you a loan to pay off all of your credit cards, then you will only have one payment.
Also, you could just get a signature loan and pay off all of your credit cards yourself.
Managing your finances can become easier if you have a plan to achieve your ultimate goal.
I know that credit and bills are difficult to manage.
The best thing to do is pay off all credit card debt and pay cash for your day to day expenses. Credit cards should only be used as a last resort, unless you like making the credit card companies rich.
Getting a home loan is different beucase the house goes up in value over time. Getting loans to buy cars and using credit cards for daily expenses is not wise in the short term and very dangerous in the long term. Other Questions and Answers: