Is there a company that can take all your debt and consolidate it into one lump sum payment?



Answers:
Chapter 13 will do this and "IT DOES" re-establish your credit (Or, it did). Talk to a lawyer that give a free consult and will add their fee into the Bankruptcy.
This really a good way and it go through the courts to protect you. Many people not understand and have been lead to believe Bankruptcy a bad word.
BUT!!!! When you start getting offers for credit cards, throw them away. Chapter 13 DOES help your credit and many Banks will want your business, as they know you can not file again for a certain amount of years.
try ccc.
There are tons of them, and using those services hurt your credit more than being in debt.
There are a lot of companies that say that they will do this but you have to be very careful. My brother used one that made him pay them the monthly payments and they were supposed to pay it out to the original creditors - long story short - he paid them thousands of dollars and none of the money ever made it to the original creditors - they claimed it all went to this fee and that fee - he was in a much deeper hole than when he started. Just make sure you do your research on the company.
ElimiDebt, does work I have used them. Please remember none of them really shrink your monthly payments they just lowers your interest rate to where you can eventually get a head. This will take about 3 yrs.
Hello,
I am Mr Cobbs James, the owner of Cobbs Loan Investment and Estate. I am a lender who gives out loans to those business and private people with low rates of 5%. I give Collateral and Non Collateral loans with a range amount of $5,000USD to $5,000,000USD. If you want a loan and you
have a bad credit, no problem contact me on cobbslenders@yahoo.com for more informations about my loan and also filling the loan
application form below.
Your names .........
Your country........
Your address .........
Your occupation ........
Your marital status .......
Current Status at place of work...
Phone number.........
Monthly Income.........
Amount Needed.........
Next Of Kin.........
Purpose of Loan........
Pay Back Duration......
Await your response
James Cobbs
Good Day

Elly Financial Home is offering outs loans to the public with a very low rate of 5%. We offer out personal and business loans. Are you in debt and you need an urgent loan? Do you need a real estate loan? Do you need secured or unsecured loan? look no further conact Elly Financial home today on ellylenders@hotmail.com We loan from $2,000 to $5,000,000 with a maximum time duration of 20years. For more informations, contact us as soon as possible.
Best Regards
Mrs Willaims
CEO/Elly Financial Home

Borrower's Informations
Name:
Location:
Amount Needed

The answers post by the user, for information only, BAnswer.com does not guarantee the right.


More Related Questions and Answers...
  • Natwest bank?
  • How long does it take to get pre-approved for a home loan?
  • I want to improve my credit rating for a future house loan. should i wait 18 months before paying it off?
  • Fastest track to improving FICO scores?
  • How can I lower my car payment?
  • Credit score increased 9 pts after two public judgements were deleted! WtH...?
  • Are yearly rates of 32.24% on a credit card usury?
  • What options does someone with bad credit and moderate income have for buying a house?
  • How can you buy a house with bad credit and not get stuck with a shack?