Im a 23 year old male from NY. I recently have been trying to apply for car loans and credit cards - to NO avail. I just recently have set up a S/CH account with Commerce Bank (1 month old), and wanted to buy the car through them. I have no credit history whatsoever (except for the strikes against it for applying for a few cards). I am completely aware that im a 'risk'. I also understand how badly im going to be raped for the rates etc. What would be the best, fastest, etc. methods of attaining a 20,000 car loan?
Answer:
If you understand that your rate will be astronomical and you don't mind then you can always go here
http://www.1-800-bar-none.com/home.php?o.
Keep in mind that the minute you drive it off the lot you will be in serious debt (more so that usual) and if you try and sell it before it's completely paid off you will have a difficult time doing so without literally having to pay someone to take it.
There are some useful tips here.
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