I have a hospital bill from last August (2006) for $1,543 that hasn't been paid. How much damage has been done
Your replies are greatly appreciated!
Answers:
A lot of medical bills don't show up on your credit report. Go to www.annualcreditreport.com and see what is on there, if anything. Whether it's on there or not, start making payments on the bill. Even if it's not on there now, it may be soon if they turn it over to collection. Most of the time you can get by with only paying $10 a month on medical bills. Usually there is no interest on medical bills. If you can afford to pay more then pay more but at least send them $10 a month. The reason you were taken to the ER is irrelevant. The fact is, you were taken there and treated and therefore you have this bill that you need to pay. No doubt, you signed forms when you got there and that gave your word that you would pay.
You should probably start paying that off... You'll get screwed over in the end...
Apparently you where brought to the ER for a reason, by someone with concern for you. Normally people with a problem walk-in on their own, or brought in by ambulance or friends/family OR police for a reason. You were treated and released. IF people don't want medical attention, and as long as they are concious, aware and able to speak, they can decline medical attention. IF you can't respond, they treat the patient and bill them.
Do you know for sure that this is on your credit report? If you live in the USA you can get a free credtt report at:
https://www.annualcreditreport.com/cra/i...
Why haven't you at least made $5.00 per month payments on this outstanding medical bill? Ignoring it, will not make it go away.
It is ALWAYS better to pay something then to not pay anything. If you don't pay, then it could affect you in getting an apartment, getting credit, a job, insurance and so on.
Start paying to keep your credit in good standing.
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