Are there any retailers that will give cash for a credit card return?
Answer:
I don't think the credit card issuers will allow them to. It would provide a 'bank door' to get a cash advance at purchase rates. The card issuers can't directly set store policy, but they can refuse to accept transactions from stores that violate their rules.
I haven't found one yet. They always credit your card. Sorry.
Hmmmmm.
If you were to try to do this about 5 years ago, it would have been relatively easy. However, creditors AND retailers alike are hip to your game and have closed this loophole a long time ago!!
Your best bet is to sell your item on ebay or at a yard sale -- that is only way you can "monetize" your merchandise.
The retailers will only credit your credit card for the merchandise in question. And get this -- a sales return credit to your credit card account is NOT treated as a payment. So, you will still owe the minimum payment if you could get a credit to your credit account.
The larger, more important point here is the very desperate measures you are resorting to -- in order to pay 2% of your total credit card balance.
If you want to delude yourself into dismissing this "red flag", that is your right, but you are looking for a "quick fix" to a "very disturbing problem".
I feel it incumbent as a cyber-friend to warn you to take inventory of what you are asking and what you are trying to do.
Good luck and stay richly blessed.
Sounds like your asking for trouble. Don't do it.!
They have no reason to.
The answers post by the user, for information only, BAnswer.com does not guarantee the right.
Other Questions and Answers: