Can my ex-husband who lives in another state buy a house fraudently with my ss# jointly or just in my name?
Answers:
All he needed is your S.S.N., your D.O.B. and full name. He could have made the rest up if your credit is good enough that the lender would not verify everything.
Sounds like you are the victim of identity theft. You need to get your free copy of your credit report and find out for sure. If it's true you need to file a police report A.S.A.P. and get in touch with your States attorney general so they can prosecute your ex.
You also need to notify all three credit bureaus that this is fraud so they can investigate and remove it from your credit file.
Yes jointly I would suspect but it would have to be by your permission and you would have had to sign something. If you didnt sign anything then he forged something or did something along the line of fraud. i would look more into if I was you, think about a lawyer.
If he knows all your info, he could have done this. Yes, it would be fraudulent, and you should look into it, and speak with the police about it. Talking with a lawyer shouldn't hurt, but it's doubtful you can recover any money from him if his idea of luxury is a double wide mobile home.
I don't remember the mortgage company checking my Social Security card, though they do check an ID. So it's possible he had someone pose as you. Also, you have to sign the documents too. Again, he may have had a friend pose as you.
I would file a police report and write the credit agencies to get it off your file.
If you did not sign anything, it's a fraud- whether he's your ex-husband or a total stranger, he stole your identity and can rake up huge bills in your name. Contact the credit bureau as soon as possible and have them open up an investigation.
That is a VERY common question for verifying your identity. Since you said you were "trying" to get your report I imagine this is the point you were at. You do not need to worry on these verification questions.
If you looked at one of the options it would have said NONE OF THE ABOVE. In your case this sounds like it should be the one you should have selected. This would have been the correct answer and would have verified your identity.
Now if you look at your actual credit report and you have things on there that are not yours, then you need to start to worry and figure out what is going on. If it is on the actual report you might have some identity theft issues to work through.
hell yeah he can call the credit burea and have them put a red flag and fraud alert on your account
Call the cops! Hopefully they will follow through.
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