Anybody know where to find good credit cards for bad credit?
Answer:
... KNOW THE ANSWER TO THIS QUESTION.
SOLUTIONS:
Try Orchard Credit Cards.they have an annual fee but they don't hit you hard with fees like "preparation fees" "security fees" and usually give you a decent credit limit like $500 considering you have bad credit
DON'TS
A. Don't use First Premier Credit Card..
Don't try First premier creidt cards they suck like hell they charge you huge interest fee and start up fee like $180
B. DOn't use Secured Cards
Don't listen to idiots on this forum who tell you to use secured credit cards because these don't help your credit card whatsoever.i used to work for Wells Fargo so i know.it's like giving $500 to use $500 with no benefits other then the idea that after a year (if you are lucky) that company will give you a REAL credit card
C. Don't get any offer that comes down your way
check that credit card companies reputation by going to the better business bureau
http://www.bbb.org/
YOU MAY ALSO BE INTERESTED IN THE SECRETS OF THE CREDIT CARD.log on to PBS' documentary from FRONTLINE
http://www.pbs.org/wgbh/pages/frontline/.
orchardbank.com
total visa through plains commerce bank in South Dakota
the rates are high az Hell
you'll need a secured credit card for one year like me now Ive got three unsecured one try orchard bank . com
You can try to get a secured credit card.It helps build your credit back up. But it is your own money that is in the account. So, instead of paying a creditor, you are paying back your own money.That is what we did. We did it through a credit union.
try Bank of America - they have a credit card with a "savings account" . you put in $75 and get like a $500 credit limit
tribute card the rates are high and the limit is low, ontime for six months the limit is raised, this was a good way for us to get our foot in the door.
I wasnt being an *. I was just playing, I didnt say that. Lighten up.
Take a look at a book called, "Evil Money Evil Credit". Is has additional information which should be able to help ya out. There is a blog called, "How To Get Good Credit Gab" at
www. HowToGetGoodCredit.blogspot. com
Orchard Bank and Providian Bank (if still in business) are available.and yes be prepared to pay high interest rates and also have a "hard money" lender referenced on your credit report.
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