What bank in the United States allows a 16 year-old to get a visa check card or similar?

I want to get a Visa check card, but all of the banks I have called have said "Come back when your 18". This is extremely frustrating. Do you know of any banks that let you have one while being 16?

Answers:
Wells Fargo - My daughter opened up a checking account at 16. They gave her a Visa debit card to go with it. My name is on the account, but not printed on the checks.
I think u can only get a debit card..
you can try the credit union. you have to have your parents as co-signor
The bank of Dad...
Wells Fargo let me have one but I had to get my parents to co-sign for me.
The only way you can get a Visa check card is if you have a parent on the account.
I wouldn't give a 16 yr old a credit card, I kinda like the world economy in one piece.
you can always buy prepaid visa gift cards.
You can't legally sign for anything till you are 18
The issue is that in most states (if not all), the legal age to enter into a credit agreement is 18. I had to be on my daughter's account when she was 16 in order to have a debit card issued. Even then, the bank (Bank of America) would only issue the debit card to me. It was up to me at that point to allow my daughter to use it or not.

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