How does the credit card for iTunes pay it now and you have to buy it later.?

I've been curious and concerned about the money, do you have to buy the song from iTunes again?

Answers:
Hi,
I bought music for my iPod from "Rhapsody".It's much cheaper than iTunes.Somemore,it's legal. They are offering 14-Day FREE trial with 5 free downloads:
http://elfurl.com/mgznp

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