What is the lowest your credit score can get?
Answers:
Lowest is 300, highest is 850.
I think it depends on which of the 3 credit agencies you get your report from. I have been told that 350 is the lowest and 850 is the highest.but it may be different between the credit agencies
Between 400 and 450. If it is that low I would start calling the three reporting credit companies Equifax, TransUnion and the other one to get some things taken off your credit record. A bad credit score can ruin your life.
Zero
Dave Ramsey (of "debt snowball" fame) has a credit score of zero, or so he says.
Having a higher credit score is not a good thing, it just clogs your mailbox! You should save up and buy stuff with money, not with credit.
Remember, smart people EARN interest, it's dumb people that pay it!
All three bureaus use the same scores, they range from 300 to 850.
Anytime someone slips below the minimum reportable score of 300, it converts to a 0.
One other thing -- don't get lowest credit score mixed up with 'no credit' by someone without a history. It's not the same.
300. If your score is 0 it means you just dont have history. Having 0 is MUCH better then 300.
However its close to impossible to get your score that low. Someone would basically have to TRY intentionally to get the their score that low. Under normal cirumstances 400 is about low as you will see a credit score.
300
400
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