I'm tired of Credit Card finance charges?
Answers:
You can try to use Credit Cards to your advantage.
Buy charging good and services monthly using their money.
Then PAY THE BALANCE IN FULL each month and you eliminate Finance Charges.
Avoid using CC's for smal purchases only use them for major or larger purchases.
Make BALANCE TRANSFERS to lower rate term credit cards regularly to avoid MORE interest or MORE finance charges.
Every 6 months call each Credit Card Company and ASK FOR A LOWER RATE APR% on your Credit Card. Negotiate.
GOOD LUCK! :-)
If you are still getting hit with interest charges when you are paying in full before the due date, it has to be because with every invoice there is a cutoff date. If you continue to charge thing after that cutoff date you will be charged interest on those items.
It should only be a very small amount.
it's true about paying the card balance in full before the due date that is the best thing to do.
but be careful of balance transfers it can impact your credit if you do it a lot and it depends on the card your transferring it to anybody other than a credit union will charge a service fee and it will charge a small interest rate for a short time then balloon to a crazy amount or if you don't make one payment on time it will balloon to a crazy amount - lesson always read the fine print.
check out you local credit union the rate are better on every thing including fee's and divedends
cut your credit card in half and pay cash.
spend only the money you have in your pocket.
open a savings account and start to save. step by step
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