How to increase fico score?
Answer:
Go to the websites to find out about increasing your credit score.
No, because it is not linked in anyway to your credit. They symbol of VISA is on there so you can make purchase with your debit card at stores that accept VISA. Your score could be higher based on your payment history. If you have paid off an account faster or on time better than your husband it will go up. There are several factors for this reason.
There are lots of reasons yours could be higher. Debt to income ratio is a biggie.Do you pay all of your bills on time? That is important too. If your husband has ever had negative credit, like a repo or collection, or bankrupcy, that will lower it too. I don't think the debit card will help, just pay all of you bills on time, and do not go over 30 days late on anything! Good luck!
Debit cards do not play a roll in your score. Get a credit card and use it. and pay it same month.your basicly using the card as you would a debit card. Except that the money is not coming out of your checking account on auto pilot. You must manualy pay it off. If you have the self control to do this, then you have a shot. If you don't have the self control to do this, doing this will eat you up. The way to pump your score up is to use credit and to pay credit off on time or early.
pay all your bills on time.
Debit cards do not increase fico score because they are not credit. A breakdown of your fico score is available at http://hubpages.com/hub/fico_breakdown. to see what your husband can do to raise his fico score read this short article: http://finance-girl.blogspot.com/2006/09.
No. Debit Cards aren't linked to credit at all.
Your score could be higher for many reasons i.e.
You have had bank/ credit accounts in good standing longer than him.
You have taken loans or used credit and paid it on time
No, it is not credit, no one is taking a chance on you by giving you credit if they get the money automatically from your account.
Credit Score Explained
http://www.debt-loan-refinance-mortgage-.
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