1st Financial Bank Credit Card?

I applied for a Credit card from them and was wondering if anyone else has this Card 1st Financial Bank Master Card.

I haven't activated it yet, before I do I just wanted to get some input on wheter they are a good card, to be a college student they gave my a $1000 limit.

Answer:
If there are ANY start up/annual fees..don't do it!! Learn about Universal Default.and watch the interest rate.and obviously, don't carry a balance - EVER..
they will bite you in the butt

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