When you have debt will the credit card companies send you a certified letter?
Answer:
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they are indeed suing, possibly giving her one last chance to settle the debt though
Rule of thumb in life. Don't sweat the small stuff. And it's all small stuff.
It's a freakin letter for petes sake so go get it and deal with it!
If your friend hasn't paid the bill the company might send a certified letter demanding payment. They still have the right to sue your friend even if she/he doesn't pick up the letter.
Well, tell her that if she doesn't pick it up, then they will have delivery by courier and serve her with papers - and then take the $200 charge and tack it onto her bill - so tell her to face life.
if it's your Friend,
it's not your business.
Telling her they will sue.. if she doesnt pay!!
I guess IDK.
Tell your friend to quit spending money she doesnt have..
Good Luck
Yes and call and bug the ** out of you!
It could also be a threat to sue you in the future if you don't deal with it. It's them trying to prove that you are very aware of what you owe them and that you aren't dealing with it.
But, it really won't do your friend any good to not get it. Tell her to start making payments. Even if it's a small amount. There is less they can do legally if regular payments are being made.
dont pick it up its a supeona to appear in court
I hope your friend knows a good lawyer.
She might as well sign for it, otherwise a sheriff or process server will find her to serve her if it is a lawsuit. She should just go sign for it and try and do her best to resolve the matter before they get a judgment against her. Judgments stay on credit reports for a long time and, depending on your state, can be collectible for a very long time.
Is she in default of her credit agreement?
probably just a notice to pay or they will sue, pick it up and deal with it because it won't go away.
It could be that.
not likely. most credit card debt is unsecured. it would either have to do with a mortgage or a car. even if a credit card company sent you a certified letter, that would only be as a way to confirm the physical address of the debtor. being it is unsecured debt they usually just charge off the debt and report it on your credit. and thats after its been turned over to a third party collection agency.
Your friend could contact the collection agency (because if it's gone this far, that's who will be contacting HER) and arrange a payment schedule. Far better to do this than be sued, which isn't likely. It's not worth the expense.
Court papers can not be served by certified letter, they have to be served by process servers.
This is most likely a LAST letter telling them they will be sued.
Pick it up, it wont change anything. It may be a chance to negotiate a lower interest rate.
Some states rules of service allow for mailing a summons.
She can go to her county court web site and look to see if there is a case filed against her. Another way to find out is to call the county court clerk and ask.
Either way, if it is a summons, check the states rules of service and see if mailing a summons is allowed. States rules of service are very strict in following procedure.
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