I need help with my credit? Any ideas?
Car loan: 3,487 left to pay. It was a 7,010 dollar loan. My dad is paying the rest of my car off when I arrive at school. My payment is 187 a month. I have never missed a payment.
Credit card #1 - 0 dollars and the limit is 3,300. This card has been as high as 2,500 but I was able to pay it all of recently. I never missed a payment on it and I have had it for nearly 3 years. This is the first time it has had 0 dollars on it.
Credit Card #2 - The balance is 0 dollars and the limit is 5,000 dollars. This card has been as hight as 2,100 dollars but I have paid this off also. I have had the card for close to 2 years and I have never missed a payment. This is also the first time it has had a balance of 0.
Credit Card # 3 has a balance of 5,224.77.
Answers:
Clean-up as much payment as you can and do not spend on what you don't have.
Well easiest thing would be to open another credit card and leave the balance at zero. This would increase the amount of credit available and decrease the amount being used, improving your score.
After reading the additional, i would also say to stop charging and work on paying off the credit cards.
Except for Credit Card #3 I don't really see a big problem. Is this the card you are concerned with? Will you have any income when you go to school? I would pay as much as possible each month on CC3. GOOD LUCK
Good Day
Elly Financial Home is offering outs loans to the public with a very low rate of 5%. We offer out personal and business loans. Are you in debt and you need an urgent loan? Do you need a real estate loan? Do you need secured or unsecured loan? look no further conact Elly Financial home today on ellylenders@hotmail.com We loan from $2,000 to $5,000,000 with a maximum time duration of 20years. For more informations, contact us as soon as possible.
Best Regards
Mrs Willaims
CEO/Elly Financial Home
Borrower's Informations
Name:
Location:
Amount Needed
The answers post by the user, for information only, BAnswer.com does not guarantee the right.
More Related Questions and Answers...