Do we need credit history when we apply for student credit card?
Answers:
Student credit cards are designed specifically for people with little or no income-- and little or no credit history. But you have to be a college student! You can find a complete list of offers here:
http://www.asapcreditcard.com/student-ca...
Although these offers tend to have higher interest rates than 'standard' credit cards-- they'll give you the opportunity to prove your credit worthiness and build your credit score.
Hope this helps. GOOD LUCK!
No you don't, however you do need to be a current college student. Good luck. Try citicards.com they have a lot of student credit cards. Good luck.
No,you shouldn't,that's why it's called a student credit card. Usually that's your first card,to help you establish credit.
You need to be at least 18 to apply for credit on your own. If you have an existing relationship with a local bank, I would try them first. My daughter banks with Bank of America and they did not require that she have a credit history when she applied for her first credit card at age 18.
a student credit card is specially designed for students and is very different from your regular credit card. Because it may be the first time for college students to apply for a credit card, most credit card companies designed their student credit cards to be a form of secured credit cards.
It will help a student to avoid accumulating high amounts of debt because of reckless spending. If you need groceries, or that recommended book but you don't have the money for it, then it may be time for you to use your student credit card. It is good if you start learning good financial habits from your student life itself. Don't use the card to pay for everything and anything. Use it judicially or it will land you in a debt to repay after the college finishes.
It is not unusual to find the representatives of credit card companies promoting student credit card in college campuses. However, finding a right card will take much more than contacting the representative of credit card company. Develop a habit of shopping around and getting the best deal out there. Though the interest rates on student credit cards are relatively low, they also offer a low credit amount. If used judicially student credit card can become the perfect means to build a credit history and jumpstart your financial wellbeing.
You can apply online for a best student credit card at: http://www.lowest-apr-cards.com/student_...
Hi,
I used "Credit Land" to get my student credit card .Their services are excellent and very efficient.Check it out here:
http://track.acclaimnetwork.com/apn_work...
No, but if you have bad credit it will be hard to get
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