How can I clear my credit report from late fees which I already paid ?
Answers:
You can't. Your report is going to show that you had late fees, and you paid them. You can't erase them.
Hello, I do not know where some people get there info about this stuff.
Anyway, If you still have accounts with these people ask them to re-age the acounts. Most creditors will do this. I have included the link below.
You can dispute the late charges on your credit report. Do not do this on line!
I have include other links that will help. they can be removed!
Lenders are also human being. As long as you can communicate honestly, they will ask you for proof that you didn't really intentionally or habitually not paying on time.
Late fees are not listed on a credit report - at least not separately. The amount of the late fee may added to the balance - but should correct itself if you paid it. If it does not, contact the creditor directly and ask them to get it right. If they still think that you owe the amount, send them proof of payment and DEMAND that they report it right. What will show on your credit report is a late payment, which dings your credit a little bit. Take heart, and make sure you pay on time. Your credit report is the single most telling report of your creditworthiness.
Good Luck!
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