Credit cards?
Answers:
Buying things for cash, makes you think about whether the purchase is really necessary, and it is easier to budget with cash, because you can't spend what you don't have.
If you want a Card Get No-Fee VISA, but no matter what card you get, never buy anything with it unless you already have the money sitting in the bank to pay the charge, otherwise you will be like a lot of people here complaining of low credit ratings and bankruptcy
You should always read the fine print for all credit card offers. Look for yearly fees, account setup fees etc. Your bank may be a good place to start. Just be careful and understand what you are getting (especially with e-mail and home junk mail). Some cards will "guarantee" you $250 regardless of credit history. Then they will charge you $95 program fee, $84 ($7 mo) annual fee, $29 set up fee --and some even charge you for online billing --all billed on your first statement and deducted from your $250
I have the Bank of America cedit card.i seem to like it...no problems so far...i also have a visa with kern schools.i would get kern schools because its a cedit union and you can get better loan rates through banks like that
It depends on what you're looking for. Are you looking for one with good rewards program? Low interest? Or just a card to put money on when you're out, or what? You might want to browse some websites of companies and see which one appeals most.
www.discover.com
www.chase.com
www.bankofamerica.com
www.citicard.com
www.washingtonmutual.com
The answers post by the user, for information only, BAnswer.com does not guarantee the right.
More Related Questions and Answers...