RESPA allows a 60-grace period for late payment on the transfer of servicing, and I'm trying to find info with regards to a new loan. We received a new mortgage loan and were not sent a payment request until the end of December - the month it was due. When we got back on vacation - Jan 4 - we saw it was asking for 2 months interest. We contacted the bank and they explained sometimes when a loan funds at the end of the month it takes time to process the loan. So we wired them the funds that day. I recently found out they put a 30 day late on our credit report. They have been unwilling to change the info and it is effecting my credit rating.
Answers:
Attn: Sir/Madam,
This is a loan company funds by various kind of people, including the bank. We issue out both short and long terms loan in different categories, such as: Company loan, Public investors loan, Private investors loan, Business firms loan, Student loan, Personnal or Individual loan, Etc. We give out loan with a low interest rate of 3%. Interested individaul with interest should contact me via mail at Cotler_loanlending@yahoo.com.
Thanks,
Management.
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