How can i delete negative remarks on my credit report?
Answer:
If they're not based on fact, you can contact the credit reporting agencies to have them changed.
If they're true, you'll just have to wait for a few years.
If they are true, unfortunately you can't. If it is something you contest, go to the credit bureau and tell them you challenge the entries. If you have documentation to the contrary, take it with you.
You can dipute any negative report on your credit if they do not answer the dispute in 30 days it comes of your report or if you have a bill and pay it a lot of times if you ask the person you pay the bill to will have it deleted for you.You order reports from Transunion Experian and Equifax are the three credit reporting agencies. If false information is on your report the three agencies tell you who to complain to businesses can be fined for false reporting.
You can dispute any information in your credit report. To top it off, you can do it online with all three of the major reporting agencies. They will investigate your dispute (reporting company has 30 days to validate) and if something is worng or cannot be verified it will be removed. The results will be sent with a new copy of your credit report about 45 days later.
I went bankrupt last year..every bad mark on my credit report I claimed was not mine and to delete them, ever though they were all mine.out of 15 bad accounts all but 4 were deleted..I took a chance and it paid off..my score went from 534 to 690 in a few months
How to Clean Up Credit Report
Before approving your loan, your lender contacts the credit bureaus to get your credit report. Bad credit
report will severely restrict your credit. In some cases, you may not even get the credit. So it is vital to
get your credit report cleaned. To enable you to achieve that you have to alter your financial habits.
you can call the creditors and work with them to remove it, here are some ideas to accomplish this http://ebooks.interkeys.com/money/repair.
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