Can a collection agency tell my employer they are calling about my mortgage when they're collecting for c card
Answers:
Under federal law they are not allowed to disclose who they are, what company they are calling from, or what they are calling for to anyone but the person with whom the account is for. I would send the letter to the company for them to stop calling your work. You can also go to http://www.ftc.gov and look up collection law's
They are not allowed to use scare tactic's to collect, but that doesnt mean that they dont. They are paid per account they work, so of course they are going to say whatever they can to try and collect on your account.
You need to send a certified letter to them telling them not to contact you at work any more and if they do you will report them to the Fair Trade Commission. They legally must stop calling you at work after this request is made in writing.
yes, they can say what they want. They lie all the time. They felt you would act immediately. However, if you submit a Cease and Desist letter to them explaining them to stop contacting you by phone and/or mail, they have to respond. However, they can just go ahead and take it to court if they have a chance of winning a judgement against you.
good luck
They can get a judgement against you that will not allow you to buy or sell property until it is paid or settled so that part is true, but they shouldn't disclose the information to anyone other than you..you might want to contact the better business bureau the debt could be discharged altogether because of they are violating your privacy and there is most likely a privacy policy intact with the institution
yes you should mail them with a ceritified letter
then call your lawyer
or call clark howard
you can find him on the internet
he helps with these kinds of things all the time
Let them know that if they call you at work again you will lose your job and then they will really have a hard time collecting their money.
First I would report them to the Better Business Bureau about their not sending you the actual documents via mail. Then I would apologize to my boss that they called and call and write this company and request that they never call your employment again and ask your boss to tell them the same if they call back. It is against most all privacy policies to disclose any information when calling an employer.
My last job required collection calling and we was trained that it was a violation of many regulations and laws to do anything more than say your name and only the company name if requested by the person whom you were speaking to but you could not say what it concerned or anything about why you was calling.
Also, you are not supposed to leave more than one message at the same place per day and can only call twice in most states.
By the way dealing with those agencies other than paying in full can lead to trouble in the sense that if you pay half to have it mark paid in full they still have the right to sell the other half to another agency or return that share to the originally biller and they will start all over with you. Plus they can later request interest on the other half etc.
You can look the company up on Better Business Bureau to review their behaviors as well before making any settlements. If they do not have good practices it would be better to just make payments the original company if possible.
It is against the law for any creditor to give information to your employer or anyone else on the reason for calling you. they are only allowed to say that it is personal business if this gets them the riot act so be it they should be trying to contact you after hours or by mail. But the only downfall is that they can continue to call you as long as a phone number is available to contact you. Lastly never let them tell you what they want you inform them of what you can do and if it is not acceptable then you tell them you will pay as much as you can when you can. If the has gone to an attorney you would have received notification in the mail. You can run but you can not hide from these people I had one from 15 years ago and they are still hunting me down for collections which they do not realize I know the laws in regards to collections and it expired 8 years ago.
If you have an attorney, the debt collector must contact the attorney, rather than you. If you do not have an attorney, a collector may contact other people, but only to find out where you live, what your phone number is, and where you work. Collectors usually are prohibited from contacting such third parties more than once. In most cases, the collector may not tell anyone other than you and your attorney that you owe money.
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