How do I find the minimum monthly payment of my credit card?

The credit card agreement says the largest of the following:

1. The new balance on the billing statement if it is less than $20.

2. $20 if the new balance is at least $20

3. 1% of the new balance plus the amount of your billed finance charges and any applicable fee.

4. 1.5% of the new balance

With number 3 what are finance charges?

Answers:
Call the credit card company and ask. Their number should be on your card.
look at your billing statement, it's right there
It's on the bill.

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