What do people analyze in outstanding loan data?

how do we calculate the credit risk and forecast the account receivable for loan using its historical data?

Answers:
Do you mean the things potential lenders look at when they see your other debt?
If so, here's the answer. They want to compare your total outstanding debt with your income (to make sure you service the existing and proposed debt); they want to see what your payment history has been (on time or 30,60, 90 days late, etc..)
Basically they want to see if you have been "responsible" in paying your loans, and make sure can afford to pay them back with the money your making - your income.
I hope this helps...
If it turns out you need helpwith cleaning up erroneous credit reports, or need to spruce up your credit, go to
http://www.creditscoresystems.com... . The site has tons of useful information on this subject.
Debt to income ratio's, length of time on job, length of time at residence, Beacon or Fico scores. Home phone ? Payment patterns.

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