Does corporate credit have lower interst than mortgage loans?
can you get a mortgage for your corporation? using the tax id (EIN) number so my corporation is borring it and not my personal credit?
Answers:
no
yes
depends, not usually. Wal Mart can get credit at low interest rate, but Jo's Inc. would pay high rate and need personal guarantee.
mortgages tend to have the lowest interest of all loans.
Normally no. One reason they might have said it was better to use corporate credit, is not because it has a lower interest rate, but because the corporation's credit is not reported on your personal credit. You can get a mortgage using your corporation's credit score, assuming it is for real property that the corporation is buying in it's name.
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